HOW TO RAISE MONEY FOR YOUR BUSINESS


NEW - SEC crowdfundingstock rules

NEW - UP TO DATE INFO ON EQUITY CROWDFUNDING

AMAZON AND INDIEGOGO OFFER NEW SERVICES FOR BUDDING ENTREPRENEURS


SBA - EXPLANATION OF CROWDFUNDING


EB-5 Federal Prograqm to Encourage Immigrants to Invest In US Companies That Creates Jobs



Top 5 Crowdfunding Sites


10 Top Crowdfunding Sites - Entrepreneur Magazine


CROWDFUNDING EXAMPLES

CROWD FUNDING EXPERIENCE WITH FACEBOOK TAKEOVER

EQUITY NET - CROWD FUNDING

The Fundamentals of Leasing Business Equipment

Equipment leasing can help you grow your business when you are short on cash.

A Guide to Community Development Financial Institutions
If your business in an economically distressed area, this special funding source could help you find money for your business.

A Simple Guide to Microloans
Need a little cash to grow? The Small Business Administration has microloans to help.

Personal Loan Calculator



The Ins and Outs of Asset-Based Loans

Need cash fast? It can be had -- if you're willing to put future sales on the line.

A Basic Guide to Bank-Term Loans

A business loan from the bank is one of the most traditional forms of startup funding.

Getting Started With a Loan From the Small Business Administration

The SBA's got your back. With an SBA-guaranteed loan, they'll guarantee as much as 80 percent of the principle.

The Basics of Private Loan Guarantees

Prospective investors hesitant to provide cash? Ask if they will guarantee a loan.

How to Use the Small Business Administration's 504 Loans

Government-backed financing can help you buy a new location or update your current business.

An Introduction to Royalty Financing

Don’t want to allow investors to own your business? Pledge a cut in revenue instead.

Taking Advantage of Government Venture Capital

The SBA doesn't just guarantee loans. It backs venture capital funds, too.

All about Venture Capital

Getting Started With Angel Investing

The large influx of cash can help launch your business, just make sure you can stay in the driver’s seat.
Entrepreneurs who seek capital for their early stage venture must have the counsel of an experienced attorney who specializes in financial transactions. Obtaining a securities attorney will enable the business owners to fully understand all federal and state regulations regarding their business, protect business owners and investors, and encourage compliance with these laws.

Getting Started With Business Incubators

If you can get in, these organizations can help turn your startup into a successful company.

The Basics of 401(k) Financing

It’s an easy source of startup funding, but you'll have to deal with IRS rules and regulations down the line.  

Small Business Funding Kabbage

Finance  Your Franchise


Getting Started on Direct Public Offerings

This fundraising option can be costly, but crowdfunding can make it more attractive.

A First Take on Reverse Mergers

Dreading the time suck of an IPO? A reverse merger may be the answer.

The Ins and Outs of IPOs

An Initial Public Offering includes advantages and disadvantages on a grand scale.


Institutional Venture Capital

VC funding isn't always easy to obtain and and you'll have to give up equity, but when you're a high-growth company with high-financing needs, it can be your best bet.


5 Mistakes to Avoid During Your Hunt for a Business Loan


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OTHER VALUABLE MONEY RAISING IDEAS


Excelsior Growth Fund (EGF), a nonprofit Community Development Financial Institution formed by New York Business Development Corporation (NYBDC), has launched an online lending platform for small business owners. EGF offers fast and affordable small business loans.   

Crowd Funding – Raise Money for Business - NEW

Why You Shouldn't Send Your Business Plan to Investors


Get Start-up capital at Rock the Post - To be able to                                                                                                                                                                              

raise up to $5 million from accredited investors.

Where to Find Angel Investors


GETTING STARTED WITH ANGEL INVESTORS


WHAT ARE ANGEL INVESTORS LOOKING FOR


HOW TO TRANSFER SHARES IN A SMALL COMPANY

THESE ANGELS ARE LOOK FOR OPPORTUNITIES


CONNECT WITH 40,OOO ANGELS


RAISING MONEY - WHAT IS CONVERTIBLE DEBT VIDEO


INTERVIEW WITH ANGEL INVESTOR VIDEO


How to Deal With Venture Capital Firms


How to Make a Pitch to Angel Investors


What to Include in a Power Point Presentation


Start-up Funding Stories


Rollover for Business Startups 



thebillfold.com -  how funds made lives awesome, and not-so-awesome.


kickstarter.com - Kickstarter is a new way to fund creative projects.

KICKSTARTER - 

Kickstarter is a new way to fund creative projects.
indiegogo.com - Everyone should have the opportunity to raise money.


Q. Are you a peer-to-peer lender?
No. We are lending company connecting small business owners with accredited investors.
Interest Rates
Q. To whom do you lend?
We lend to small businesses seeking to borrow up to $500,000.
Q. When do I need to repay the loan?
Loan terms can be three, four or five years. We know growing a business takes time – and we want to be your partners over the long-term.

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Full Explan



Biz lender OnDeck, personal loan middleman Prosper will team up


OnDeck Capital, makes short-term loans to businesses of between $5,000 and $250,000, using a propriety database tool to quickly evaluate applicants' credit risks.

Prosper is a marketplace for peer-to-peer lending, connecting willing borrowers and lenders for personal loans from $2,000 to $35,000.


ation of Prosper

Prosper Update


Alternative lenders, like OnDeck, are actually easier to qualify for because they have lower credit score requirements (above 500), and you only have to be in business for 1 year.


rockethub.com -  Raising Money


etsy.com - This is a great starting point to promote


kiva.org -- small loans

Borro.com - Personal Asset Loans


fastcompany.com - -Empower People Around the World for $25 


dealbook.nytimes.com -Private Equity and Venture Capital

Start with Funding?  Don't worry about funding start with Sales

Loans from $500 to $40,000 to entrepreneurs to buy inventory or the supplies they need to make handmade products to sell online.
 Kabbage customers get six months to pay back the money with interest that ranges from 2 to 7 percent depending on credit score and store revenue.
Which gets to another Kabbage requirement: You have to prove that you’re already making money selling your must-have product or products. It’s not Kickstarter, and new sellers need not apply.
And it can’t be just some homegrown storefront. You have to sell your inventory via eBay, Amazon, Yahoo Shopping, Etsy, or use storefront tools like Shopify, Magento and PayPal. That’s because Kabbage uses your seller history and reviews to help figure out how much money it should give you.
Seller reviews are just one metric the company uses to make its lending decisions.
 “We probably know more about any given business than any other company has known about a small business, ever,” brags Kabbage co-founder Kathryn Petralia. “We look at transactional data, QuickBooks entries, UPS shipping history, payment processing, and bank account activity to get a much better picture than banks get from just financial statements.”
Kabbage uses an automated system to assess a business’ investment risk, it can lend very small amounts and still make money,
Kabbage says it currently bankrolls $800 million in annual small business sales with its loans, and that most Kabbage customers take 10 advances per year.
It’s using a portion of its own $30 million advance to go international. Expect a lending service in the United Kingdom later this year. Also look for Kabbage loans to start aiding merchants with physical storefronts. “We’re trying to get away from the terms ‘e-commerce’ and ‘offline business,’ and just focus on commerce,” says Petralia. “We feel that anywhere a merchant interacts with the internet, whether that’s selling inventory online or using the internet to bring customers to a physical storefront, we can help.”



Kiva Zip is a website that enables individual lenders around the world to ‘crowd fund’ interest-free loans directly to small business owners and entrepreneurs in the US and Kenya. The three primary objectives for this program are to:
  1. Expand borrowers’ access to capital, by making loans to people who may not qualify for conventional loans
  2. Lower the financial costs of borrowers by leveraging new technologies
  3. Develop personal connections between Kiva Zip lenders and borrowers by enabling them to communicate on the Zip website
As a borrower on Kiva Zip you will have the opportunity to raise interest free capital and access a community of lenders who can serve as brand ambassadors and potential customers for your business.


Accion works with business owners who are not able to obtain loans from traditional lenders.  If you are determined to start or grow your small business, Accion East can provide the business loan you need. We offer loans ranging from $500 to $50,000.


  1. Apply for a standard Accion East loan for under $5,000 and choose to participate in the Kiva program.  
    Need more than $5,000? You can still apply for an Accion East loan, but will not be able to participate on the Kiva Website.
  2. Your story is posted on Kiva.org and individuals support your business through Accion East.
  3. Individuals supporting your business at Kiva.org receive updates about your loan.
PEER TO PEER -Several newer lending platforms, including Pave, AssetAvenue, NoteX360, Upstart, Commonbond, Lendingrobot, Dealstruck, Patch of Land and Borrowersfirst, were able to introduce themselves to us.