NEW - SEC crowdfundingstock rules
NEW - UP TO DATE INFO ON EQUITY CROWDFUNDING
AMAZON AND INDIEGOGO
OFFER NEW SERVICES FOR BUDDING ENTREPRENEURS
SBA - EXPLANATION OF CROWDFUNDING
EB-5 Federal Prograqm to Encourage Immigrants to Invest In US Companies That Creates Jobs
Top 5 Crowdfunding Sites
10 Top Crowdfunding Sites - Entrepreneur Magazine
CROWDFUNDING EXAMPLES
CROWD FUNDING EXPERIENCE WITH FACEBOOK TAKEOVER
EQUITY NET - CROWD FUNDING
The Fundamentals of Leasing Business Equipment
Equipment leasing can help you grow your business when you are short on cash.
A Guide to Community Development Financial Institutions
If your business in an economically distressed area, this special funding source could help you find money for your business.
A Simple Guide to Microloans
Need a little cash to grow? The Small Business Administration has microloans to help.
Personal Loan Calculator
The Ins and Outs of Asset-Based Loans
Need cash fast? It can be had -- if you're willing to put future sales on the line.
A Basic Guide to Bank-Term Loans
A business loan from the bank is one of the most traditional forms of startup funding.
Getting Started With a Loan From the Small Business Administration
The SBA's got your back. With an SBA-guaranteed loan, they'll guarantee as much as 80 percent of the principle.
The Basics of Private Loan Guarantees
Prospective investors hesitant to provide cash? Ask if they will guarantee a loan.
How to Use the Small Business Administration's 504 Loans
Government-backed financing can help you buy a new location or update your current business.
An Introduction to Royalty Financing
Don’t want to allow investors to own your business? Pledge a cut in revenue instead.
Taking Advantage of Government Venture Capital
The SBA doesn't just guarantee loans. It backs venture capital funds, too.
All about Venture Capital
All about Venture Capital
Getting Started With Angel Investing
The large influx of cash can help launch your business, just make sure you can stay in the driver’s seat.
Entrepreneurs who seek capital for their early stage venture must have the counsel of an experienced attorney who specializes in financial transactions. Obtaining a securities attorney will enable the business owners to fully understand all federal and state regulations regarding their business, protect business owners and investors, and encourage compliance with these laws.
Getting Started With Business Incubators
If you can get in, these organizations can help turn your startup into a successful company.
The Basics of 401(k) Financing
It’s an easy source of startup funding, but you'll have to deal with IRS rules and regulations down the line.
Small Business Funding Kabbage
Finance Your Franchise
Small Business Funding Kabbage
Finance Your Franchise
Getting Started on Direct Public Offerings
This fundraising option can be costly, but crowdfunding can make it more attractive.
A First Take on Reverse Mergers
Dreading the time suck of an IPO? A reverse merger may be the answer.
The Ins and Outs of IPOs
An Initial Public Offering includes advantages and disadvantages on a grand scale.
Institutional Venture Capital
VC funding isn't always easy to obtain and and you'll have to give up equity, but when you're a high-growth company with high-financing needs, it can be your best bet.
5
Mistakes to Avoid During Your Hunt for a Business Loan
5
Mistakes to Avoid During Your Hunt for a Business Loan
*******************************************************************************
OTHER VALUABLE MONEY RAISING IDEAS
Crowd
Funding – Raise Money for Business - NEW
Why You Shouldn't Send Your Business Plan to Investors
Get Start-up capital at Rock the Post - To be able to
raise up to $5 million from accredited investors.
Where to Find Angel Investors
GETTING STARTED WITH ANGEL INVESTORS
WHAT ARE ANGEL INVESTORS LOOKING FOR
HOW TO TRANSFER SHARES IN A SMALL COMPANY
THESE ANGELS ARE LOOK FOR OPPORTUNITIES
CONNECT WITH 40,OOO ANGELS
RAISING MONEY - WHAT IS CONVERTIBLE DEBT VIDEO
INTERVIEW WITH ANGEL INVESTOR VIDEO
How to Deal With Venture Capital Firms
How to Make a Pitch to Angel Investors
What to Include in a Power Point Presentation
Start-up Funding Stories
Rollover for Business Startups
--
kiva.org --
small loans
Borro.com - Personal Asset Loans
Start with Funding? Don't worry about funding start with Sales
OTHER VALUABLE MONEY RAISING IDEAS
Excelsior
Growth Fund (EGF), a nonprofit Community Development Financial Institution
formed by New York Business Development Corporation (NYBDC), has launched an
online lending platform for small business owners. EGF offers fast and
affordable small business loans.
Why You Shouldn't Send Your Business Plan to Investors
Get Start-up capital at Rock the Post - To be able to
raise up to $5 million from accredited investors.
Where to Find Angel Investors
GETTING STARTED WITH ANGEL INVESTORS
WHAT ARE ANGEL INVESTORS LOOKING FOR
HOW TO TRANSFER SHARES IN A SMALL COMPANY
THESE ANGELS ARE LOOK FOR OPPORTUNITIES
CONNECT WITH 40,OOO ANGELS
RAISING MONEY - WHAT IS CONVERTIBLE DEBT VIDEO
INTERVIEW WITH ANGEL INVESTOR VIDEO
How to Deal With Venture Capital Firms
How to Make a Pitch to Angel Investors
What to Include in a Power Point Presentation
Start-up Funding Stories
Rollover for Business Startups
kickstarter.com - Kickstarter
is a new way to fund creative projects.
KICKSTARTER -
KICKSTARTER -
Kickstarter is a new way to fund creative projects.
indiegogo.com - Everyone
should have the opportunity to raise money.
Q. Are you a peer-to-peer lender?
No. We are lending company connecting small business owners with accredited investors.
Interest Rates
Q. To whom do you lend?
We lend to small businesses seeking to borrow up to $500,000.
Q. When do I need to repay the loan?
Loan terms can be three, four or five years. We know growing a business takes time – and we want to be your partners over the long-term.
Full Explan
Biz
lender OnDeck, personal loan middleman Prosper will team up
OnDeck Capital, makes short-term loans to businesses of
between $5,000 and $250,000, using a propriety database tool to quickly
evaluate applicants' credit risks.
Prosper is a marketplace for peer-to-peer lending, connecting
willing borrowers and lenders for personal loans from $2,000 to $35,000.
ation of Prosper
Prosper Update
Alternative lenders, like OnDeck, are actually easier to qualify for because they have lower credit score requirements (above 500), and you only have to be in business for 1 year.
rockethub.com - Raising Money
Biz
lender OnDeck, personal loan middleman Prosper will team up
OnDeck Capital, makes short-term loans to businesses of
between $5,000 and $250,000, using a propriety database tool to quickly
evaluate applicants' credit risks.
Prosper is a marketplace for peer-to-peer lending, connecting
willing borrowers and lenders for personal loans from $2,000 to $35,000.
Prosper Update
Alternative lenders, like OnDeck, are actually easier to qualify for because they have lower credit score requirements (above 500), and you only have to be in business for 1 year.
rockethub.com - Raising Money
Borro.com - Personal Asset Loans
fastcompany.com - -Empower People Around the World for
$25
dealbook.nytimes.com -Private Equity and Venture Capital
Start with Funding? Don't worry about funding start with Sales
Loans from $500 to $40,000 to entrepreneurs to
buy inventory or the supplies they need to make handmade products to sell
online.
Kabbage
customers get six months to pay back the money with interest that ranges from 2
to 7 percent depending on credit score and store revenue.
Which gets to another Kabbage requirement: You
have to prove that you’re already making money selling your must-have product
or products. It’s not Kickstarter, and new sellers need not apply.
And it can’t be just some homegrown
storefront. You have to sell your inventory via eBay, Amazon, Yahoo Shopping,
Etsy, or use storefront tools like Shopify, Magento and PayPal. That’s because
Kabbage uses your seller history and reviews to help figure out how much money
it should give you.
Seller reviews are just one metric the company
uses to make its lending decisions.
“We
probably know more about any given business than any other company has known
about a small business, ever,” brags Kabbage co-founder Kathryn Petralia. “We
look at transactional data, QuickBooks entries, UPS shipping history, payment
processing, and bank account activity to get a much better picture than banks
get from just financial statements.”
Kabbage uses an automated system to assess a
business’ investment risk, it can lend very small amounts and still make money,
Kabbage says it currently bankrolls $800
million in annual small business sales with its loans, and that most Kabbage
customers take 10 advances per year.
It’s using a portion of its own $30 million
advance to go international. Expect a lending service in the United Kingdom
Kiva Zip is a website that enables individual lenders around the world to ‘crowd fund’ interest-free loans directly to small business owners and entrepreneurs in the US and Kenya. The three primary objectives for this program are to:
- Expand borrowers’ access to capital, by making loans to people who may not qualify for conventional loans
- Lower the financial costs of borrowers by leveraging new technologies
- Develop personal connections between Kiva Zip lenders and borrowers by enabling them to communicate on the Zip website
As a borrower on Kiva Zip you will have the opportunity to raise interest free capital and access a community of lenders who can serve as brand ambassadors and potential customers for your business.
Accion works with business owners who are not able to obtain loans from traditional lenders. If you are determined to start or grow your small business, Accion East can provide the business loan you need. We offer loans ranging from $500 to $50,000.
- Apply for a standard Accion East loan for under $5,000 and choose to participate in the Kiva program.
Need more than $5,000? You can still apply for an Accion East loan, but will not be able to participate on the Kiva Website. - Your story is posted on Kiva.org and individuals support your business through Accion East.
- Individuals supporting your business at Kiva.org receive updates about your loan.
PEER TO PEER -Several newer lending platforms, including Pave, AssetAvenue, NoteX360, Upstart, Commonbond, Lendingrobot, Dealstruck, Patch of Land and Borrowersfirst, were able to introduce themselves to us.
